On rare occasions, a work-related injury may occur when you’re in the line of duty. Most workers may not be aware of the next steps they should take or the benefits they are entitled to legally in such a scenario. While employers are obligated to ensure a workers’ compensation insurance coverage is in place, this is not always the case, a situation which may make the workers vulnerable to financial and health losses incurred. However, it is important to note that there are cases when the employer may not be liable to ensure you are compensated, for example, injuries that are self-inflicted due to the influence of drugs and alcohol. When an accident occurs in the workplace, below are the steps you should take.
Immediately seek medical advice
Seeking legal redress is important, but not more important than your health. Most workplace injuries, whether it’s minor or major, are often serious hence it is important first to see a doctor have the injuries assessed. It helps in making the injuries documented in a proper manner which will make the proceeding steps much easier. In this case, the doctor who is not likely to have a bias is the one not under the insurance of your employer.
Report the injury to your employer
Depending on the extent harm, you can choose to first inform your employer of the injury or notify him/her after seeking medical attention. It is important to do this promptly as stipulated in the respective worker’s compensation plan. Why is this step important? It not only helps you keep your employer informed, but it also helps them file a compensation claim for you. It does not end there, ensure you get a copy of the request and make the necessary follow-up to ensure adequate compensation.
Consult a Workers Compensation attorney
In the case where the above steps have been followed and yet no results are emanating from your continued follow-up, it would be time to see an attorney who specializes in workers’ compensation claims. Some of the cases of a workplace injury can get complicated hence it would be important to see an attorney or someone who has knowledge on similar issues. It goes a long way in relieving you the financial burden and emotional stress from non-compensation.